Trusted by 10,000+ Businesses Nationwide

$20K–$5M Funding in 24 Hours

We Get Your Business, Commercial & Residential Real Estate Funded Fast. No collateral required, zero credit impact to pre-qualify.

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No Credit Impact
No Collateral
24-Hour Funding
$2.5B+
Total Funded
10,000+
Businesses Funded
24hrs
Average Funding Time
98%
Approval Rate

Same Day Approval Available

Apply before 2pm for same-day decisions

Business Funding

Business Funding Solutions

Fast capital for every business need — from working capital to equipment to acquisitions.

MCA Bailout

$20K – $2M

Consolidate and refinance high-cost merchant cash advances into a single, manageable payment.

Reduce daily/weekly payments
Consolidate multiple MCAs
Improve cash flow
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0% Interest Business Credit Cards

$50K – $250K

Access $50K–$250K in 0% intro APR business credit cards with no impact to your business credit.

0% APR intro period (12–21 months)
No collateral required
No revenue requirements
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Term Loans

$25K – $5M

Fixed-rate business term loans with predictable payments and competitive rates for established businesses.

Fixed monthly payments
1–5 year terms
Competitive rates
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Lines of Credit

$10K – $1M

Flexible revolving credit lines — draw what you need, when you need it, and only pay interest on what you use.

Draw on-demand
Revolving credit
Only pay interest on what you use
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Equipment Lending

$10K – $5M

Finance new or used equipment with competitive rates and flexible terms up to 84 months.

Up to 100% financing
New & used equipment
Terms up to 84 months
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Purchase Order Factoring

$50K – $10M

Turn your purchase orders into immediate cash — finance up to 100% of your PO value.

Up to 100% PO financing
No debt added to balance sheet
Scales with your business
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Merchant Cash Advance

$5K – $2M

Fast working capital based on your future sales. Get funded in as little as 24 hours with minimal paperwork.

Approval based on revenue, not credit
No fixed monthly payments
Same-day decisions
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Mergers & Acquisitions

$500K – $50M

Acquisition financing for business buyers — SBA 7(a), seller financing structures, and equity partnerships.

Business acquisition financing
SBA 7(a) eligible
Seller note structuring
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Real Estate Financing

Real Estate Loan Programs

From fix-and-flip to ground-up construction to DSCR — we fund every real estate strategy.

Commercial Real Estate

$500K – $50M

Acquire, refinance, or cash-out on commercial properties with competitive rates and flexible terms.

Purchase & refinance
Mixed-use, office, retail, industrial
Non-recourse options
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Residential Mortgages

$100K – $10M

Primary residence, second home, and investment property financing across all 50 states.

All 50 states
Conventional, FHA, VA, Jumbo
Primary, secondary & investment
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DSCR Loans

$100K – $5M

Qualify based on property cash flow — not your personal income. Perfect for real estate investors.

No personal income verification
Qualify on property cash flow
1–8 units
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Fix and Flip

$75K – $5M

Fast, flexible financing for residential fix-and-flip projects with draws based on rehab completion.

Up to 90% of purchase + rehab
Interest-only payments
Draw schedule for rehab costs
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Ground Up Construction

$500K – $50M

Finance new construction projects from land acquisition through certificate of occupancy.

Land + construction financing
Residential & commercial
Interest reserve included
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Residential Mortgage Application (Form 1003)

$100K – $10M

Standard Uniform Residential Loan Application (URLA) — licensed in all 50 states for purchase and refinance.

Licensed in all 50 states
Uniform Residential Loan Application
All loan types accepted
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How It Works

Funding Made Simple

01

Apply Online

Complete our simple application in minutes. No paperwork, no waiting in line.

02

Get Matched

Our team reviews your application and matches you with the best funding options.

03

Receive Approval

Get approved in as little as 4 hours. No hidden fees, transparent terms.

04

Get Funded

Funds deposited directly into your account within 24 hours of approval.

Ready to Get Funded?

Join thousands of businesses that have trusted Slate Financial. Apply now and see how much you qualify for in minutes.

Apply Now — It's Free