The first fully AI-automated lending platform

Business capital, underwritten by AI.

Funding matched to the right lender in seconds, not weeks. No loan officers. No paperwork backlog.

Soft credit pull
No obligation
All 50 states
60 sec
Pre-qual
instant
Matching
minutes
Underwriting
fast
Funded
Get Your Free Quote
Live

See what you qualify for in 60 seconds

How much funding do you need?

No obligation
256-bit encrypted
Free & fast

Estimates only. Subject to lender review.

$0M
Maximum deal size
Single transaction
0hrs
Time to funding
From approval
0+
Financing products
Business & real estate
0+
Capital sources
REITs, funds, banks & more

We never sell your data. We find your funder.

Most owners burn weeks — sometimes months — chasing banks that were never going to fund their deal. We underwrite with AI first, then take you straight to the funding source that can actually do it. No selling your data. No phone ringing off the hook. No dead ends.

The lead-mill way
Your information gets sold to a dozen brokers
Your phone rings off the hook for weeks
Months wasted on banks that can't fund your deal
The Slate way
We never sell your data — ever
AI underwrites your deal first, in seconds
Sent straight to the funder who can actually do it
Read our privacy promise — we do not sell your personal information

From application to funding in 4 simple steps

STEP 01

Apply Online

60-second application. No paperwork. No waiting.

STEP 02

AI Matching

Our AI matches you with the best funding options from 50+ lenders.

STEP 03

Get Approved

A fast decision with transparent terms and zero hidden fees, subject to lender approval.

STEP 04

Get Funded

Funds deposited directly into your account, subject to lender approval.

See your funding picture before you apply.

Three free tools. No credit pull. No commitment. Just clarity.

Payment Calculator

Plug in any loan amount and see exact monthly payments across MCA, term loans, lines of credit, and real estate financing.

Open Calculator →
Most Popular

Get Your Instant Offer

Answer 3 questions about your business. Our AI shows you exactly what you'd qualify for — amount, rate, and timeline. 60 seconds.

See Your Offer →

AI Deal Analyzer

Run your full deal through our AI engine. Get a risk score, product recommendations, and the best lender match before you ever submit.

Analyze My Deal →

Business Funding Products

From working capital to equipment financing, we match you with the right solution for your business.

Subject to lender approval

Consolidate and refinance high-cost merchant cash advances into a single, manageable payment.

Reduce daily/weekly payments
Consolidate multiple MCAs
Improve cash flow
Apply Now
Subject to lender approval

Access 0% intro-APR business credit cards, with a soft pull to pre-qualify and approval based on your personal credit.

0% APR intro period (12–21 months)
No collateral required
No revenue requirements
Apply Now
Subject to lender approval

Fixed-rate business term loans with predictable payments and clear terms for established businesses.

Fixed monthly payments
1–5 year terms
AI-matched lenders
Apply Now
Subject to lender approval

Flexible revolving credit lines — draw what you need, when you need it, and only pay interest on what you use.

Draw on-demand
Revolving credit
Only pay interest on what you use
Apply Now
Subject to lender approval

Finance new or used equipment with flexible terms up to 84 months.

Up to 100% financing
New & used equipment
Terms up to 84 months
Apply Now
Subject to lender approval

Turn your purchase orders into immediate cash — finance up to 100% of your PO value.

Up to 100% PO financing
No debt added to balance sheet
Scales with your business
Apply Now
View All Business Products

Real Estate Financing

Commercial and residential real estate loans with competitive terms and fast closings.

Subject to lender approval

Acquire, refinance, or cash-out on commercial properties with flexible terms.

Purchase & refinance
Mixed-use, office, retail, industrial
Non-recourse options
Apply Now
Subject to lender approval

Primary residence, second home, and investment property financing across all 50 states.

All 50 states
Conventional, FHA, VA, Jumbo
Primary, secondary & investment
Apply Now
Subject to lender approval

Qualify based on property cash flow — not your personal income. Perfect for real estate investors.

No personal income verification
Qualify on property cash flow
1–8 units
Apply Now
Subject to lender approval

Fast, flexible financing for residential fix-and-flip projects with draws based on rehab completion.

Up to 90% of purchase + rehab
Interest-only payments
Draw schedule for rehab costs
Apply Now
Subject to lender approval

Finance new construction projects from land acquisition through certificate of occupancy.

Land + construction financing
Residential & commercial
Interest reserve included
Apply Now
Capital NetworkA central Slate AI engine linked by faint spokes to five labeled capital-source nodes — Banks, Hedge funds, Family offices, REITs and Private capital — with gold satellites gliding along concentric orbit rings.Banks1,200+Hedge800+Family900+REITs2,100+Private1,000+SLATEAI ENGINE
Capital Network

Your deal reaches 6,000+ capital sources simultaneously.

No other lending platform has a network this deep. REITs, hedge funds, family offices, national banks, and private capital — all competing for your deal at once. You get the best term, fastest close, every time.

National Banks1,200+
Hedge Funds800+
Family Offices900+
Private REITs2,100+
Private Capital1,000+
The Slate Advantage

Built for speed. Staffed by AI. Answered by humans only when it matters.

Every competitor still runs on loan officers, paperwork queues, and week-long turnarounds. Slate ships capital in hours because the decisions run on code — not caffeine.

AI underwriting in minutes

Bank statements, credit, revenue — parsed, scored, and matched to a lender before a human at a bank even opens your email.

One application, every product

MCA, SBA, DSCR, equipment, real estate, consolidation. Our AI picks the right one. You pick whether to accept.

Lender network auction

Our matching engine pings multiple lenders at once. They compete for your deal. You win on speed and terms.

Specialist on request

AI handles every conversation by default. The moment you want a human — your product's specialist (MCA, SBA, real estate) gets on the calendar. No hold music.

Put the AI to work
Who We Fund

Industries We Fund

From restaurants to real estate - if your business has revenue, we have a product for it.

Restaurant & Food Service
Construction
Trucking & Logistics
Healthcare
Retail
Auto Repair
Staffing
Tech Startup
Salon & Spa
Medical Practice
Legal Services
Real Estate
50+
Capital Sources Active
Banks, funds & private lenders
12
Products Available
Business & real estate
See if your industry qualifies
David R. Bizousky — Founder & CEO, Slate Financial
Licensed Nationwide
All 50 States
The Founder

David R.

Bizousky

Founder & CEO — Slate Financial

David built Slate Financial on a single belief: that small business owners deserve the same access to capital as large corporations — and they deserve it fast.

After years in financial services, he watched too many viable businesses get turned away by banks that moved too slowly and asked too much. So he rebuilt the process from scratch — replacing loan officers with AI, replacing paperwork queues with automation, and replacing week-long timelines with a fast, AI-driven process.

Today, Slate operates the first fully AI-automated lending platform — 33 AI agents running 24/7, no human bottlenecks, and a fast funding process subject to lender approval.

Why Slate

Built different. Built better.

AI Matches You to the Right Lender

Our AI analyzes your business profile against every lender in our network simultaneously — in seconds, not days.

50+ lendersReal-time matchingAI-matched to your profile
24hrs

Time to Funding

From submitted application to money in your account.

0

No Obligation

Soft pull only to pre-qualify.

50

States Licensed

Coast to coast. Any state, any industry.

Expert on Demand

AI handles everything. A specialist steps in the moment you ask.

Ready to Grow Your Business?

Get matched to the right lender — across 15+ products and all 50 states — in seconds. Pre-qualify in 60 seconds.

Apply Now - It's Free (843) 290-8928

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