HELOC (Investor / Business)

Investor or business HELOC / 2nd-lien equity line against subject property. Not a fix-and-flip, DSCR rental, or owner-occupied mortgage — no ARV, rehab scope, or flip track record.

LOAN RANGE

Subject to lender approval

TURNAROUND

Subject to lender approval

Application Form

All fields marked * are required. Your information is encrypted and secure.

Loan Details

HELOC Amount Requested *

Use of Proceeds *

Property Info

Lien Position *

Existing 1st Mortgage Balance *

Property Street Address *

City *

State *

ZIP *

Borrowing Entity

Entity Name (or Personal) *

Borrower Info

Borrower Full Legal Name *

Email *

Phone *

Date of Birth *

Social Security Number *

Estimated Personal FICO *

How did you hear about us?

Document Upload

After submission, your advisor will send a secure upload link for required documents.

Credit Authorization

By checking the box below, I authorize Slate Financial and its designated partners to pull credit reports for the purpose of evaluating this funding application. I understand that:

A soft inquiry will be conducted on my personal credit (this will not impact my personal credit score)
A hard inquiry will be conducted on my business credit (this may be reflected on my business credit report)
These inquiries are used solely to assess eligibility for business funding products
My information will be kept confidential and used only for this application

I authorize Slate Financial to perform a soft credit pull to pre-qualify me, which does not affect my credit score. I understand a hard credit inquiry occurs only if I choose to move forward with a specific lender's offer, and that Slate will notify me before any hard pull.

Text message updates (optional)

I agree to receive text messages (SMS) from Slate Financial about my application, document requests, scheduling, and account updates at the number provided. Message frequency varies. Message and data rates may apply. Reply STOP to opt out, HELP for help. Consent is not a condition of any purchase. See our Privacy Policy, Terms, and SMS program details.

Applicant Signature *

By drawing my signature and typing my full legal name below, I am electronically signing this funding application. I certify that the information provided is true and accurate, I authorize Slate Financial and its lending partners to verify it and pull credit as described above, and I agree that my electronic signature is the legal equivalent of my handwritten signature under the ESIGN Act and UETA.

Draw your signature

Sign here with your mouse or finger

Type your full legal name *I intend to sign this application electronically and agree my electronic signature is legally binding (ESIGN/UETA).

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Program Highlights

2nd-lien equity line

Investor & business use

No ARV / rehab scope

Fast underwrite on CLTV + credit

Required Documents

Have these ready to speed up your approval:

📄Signed application / URLA (1003)

📄Government-issued photo ID (all borrowers)

📄Date of birth and SSN for all borrowers

📄Subject property address and title / vesting info

📄First-lien mortgage statement or payoff quote

📄Last 2 months bank statements (all pages)

📄Entity docs and EIN (if LLC / corp)

📄Schedule of Real Estate Owned (SREO)

📄Use-of-proceeds statement

📄Purchase contract (if cash-out / HELOC for a purchase)

📄Signed credit authorization

Typical Timeline

Subject to lender approval

Timeline begins after all required documents are received and verified.

Need Help?

Talk to a funding advisor

📞 (843) 290-8928