Equipment Financing for Small Business - Up to 100% Financing
Finance new or used equipment for your business. The equipment serves as collateral, making it easier to qualify. Preserve your cash flow and get the tools you need to grow.
How It Works
What Is Equipment Financing?
Equipment financing is a type of business funding designed to help you purchase or lease the equipment your company needs to operate and grow. Unlike a general business loan, equipment financing is tied directly to the asset you are acquiring, and that asset serves as the collateral for the loan.
This structure benefits both you and the lender. Because the equipment itself secures the loan, lenders face less risk and can offer more accessible qualification requirements. Many programs offer up to 100% financing with no additional collateral needed, allowing you to acquire equipment without a large upfront cash outlay.
Whether you need heavy construction machinery, restaurant kitchen equipment, medical devices, or office technology, equipment financing lets you acquire what you need today and pay for it over time as the equipment generates revenue for your business.
What We Finance
Equipment We Finance by Industry
From heavy machinery to medical devices, we finance equipment for businesses in every sector.
Construction Equipment
Excavators, bulldozers, loaders, cranes, and all heavy construction machinery.
Medical Equipment
Imaging systems, dental chairs, surgical tools, and practice management technology.
Restaurant Equipment
Commercial ovens, refrigeration units, POS systems, and kitchen buildouts.
Manufacturing Equipment
CNC machines, industrial printers, assembly line equipment, and fabrication tools.
Office Equipment
IT infrastructure, servers, phone systems, furniture, and technology upgrades.
Auto Shop Equipment
Lifts, diagnostic tools, alignment machines, and specialty repair equipment.
Advantages
Benefits of Equipment Financing
Equipment Is Your Collateral
The equipment you purchase serves as collateral for the loan, so you do not need to pledge other business assets or personal property.
Preserve Your Cash Flow
Instead of paying the full cost upfront, spread payments over time so your cash stays available for daily operations and growth.
Finance New or Used Equipment
We finance both brand-new and pre-owned equipment. If it adds value to your business, we can help you acquire it.
Tax Advantages
Equipment financing may qualify for Section 179 deductions and other tax benefits. Consult your tax advisor for details specific to your situation.
Stay Current with Technology
Financing allows you to acquire the latest equipment without waiting years to save up, keeping your business competitive.
Flexible Payment Structures
Choose from a variety of payment schedules - monthly, quarterly, or seasonal - to match your cash flow patterns.
Get Started
How to Apply for Equipment Financing
Tell Us What You Need
Complete our application and provide details about the equipment you want to finance, including vendor quotes if available.
Quick Review
Our team evaluates your application, business financials, and the equipment details to find the best financing option.
Get Approved
Receive approval in as little as 24-48 hours with clear terms and no hidden fees.
Acquire Your Equipment
Once approved, funds are sent to the vendor or your account so you can get your equipment and put it to work.
Explore other financing options:
FAQ
Equipment Financing Questions
Ready to Finance Your Equipment?
Get the equipment your business needs today. Apply online or call us to discuss your financing options.