How It Works
Get matched to the right lender, subject to approval. No complicated paperwork, no waiting weeks for a decision.
Start Your ApplicationThe Process
Three Steps to Funding
From application to cash in your account — we've made the funding process as simple as possible.
Apply Online
Complete our simple application in under 5 minutes. Choose your loan product, provide basic business info, and upload documents. No obligation to apply.
Get Matched
Our team reviews your application and matches you with the right lender from our network. We work to secure strong terms on your behalf, subject to lender approval.
Get Funded
Once approved, funds are deposited directly into your business account. Timelines vary by lender and product, subject to lender approval.
Why Slate Financial
What Makes Us Different
We built Slate Financial to be the fastest, most transparent way for businesses to access capital.
No Obligation to Apply
We use a soft pull for initial review so your credit score stays intact.
Fast Approvals Across All Credit Profiles
Our lender network and matching technology give you the best chance of approval.
14 Loan Products
From MCA to commercial real estate, we have a product for every business need.
Licensed in All 50 States
Nationwide coverage means we can fund your business no matter where you operate.
Full Product Range
Financing for businesses and real estate investors across our full product range, subject to lender approval.
Dedicated Funding Advisor
A real person guides you through the entire process from application to funding.
Our Products
Products We Offer
14 loan products across business funding and real estate financing — find the right fit for your needs.
Business Funding
MCA Bailout
Subject to lender approval
0% Interest Business Credit Cards
Subject to lender approval
Term Loans
Subject to lender approval
Lines of Credit
Subject to lender approval
Equipment Lending
Subject to lender approval
Purchase Order Factoring
Subject to lender approval
Merchant Cash Advance
Subject to lender approval
Mergers & Acquisitions
Subject to lender approval
Working Capital Loan
Subject to lender approval
Revenue Based Financing
Subject to lender approval
Invoice Factoring
Subject to lender approval
SBA 7(a) Loan
Subject to lender approval
Real Estate Financing
FAQ
Frequently Asked Questions
Have questions about the process? Here are the answers to the most common ones.
How long does the application take?
Most applications take under 5 minutes to complete. Simply choose your loan product, fill in your basic business and personal information, and upload any required documents. Our forms are designed to be straightforward with no unnecessary steps.
Will applying hurt my credit?
No. We only perform a soft pull for the initial review, which does not affect your credit score. A hard credit inquiry only occurs if you choose to move forward with a specific lender’s offer, and we will always inform you before that happens.
How fast can I get funded?
Funding timelines vary by product and lender. Working capital products generally move faster than real estate products like DSCR and fix-and-flip loans, which involve more underwriting. All timelines are subject to lender approval.
What documents do I need?
Required documents vary by product. Most business funding applications require recent bank statements (3–6 months), a government-issued ID, and a voided business check. Real estate products may also require tax returns, property details, and entity documents. Each product page lists the exact documents needed.
Ready to Get Started?
Get matched to the right lender in seconds. Apply now and see how much you qualify for — it takes less than 5 minutes and won't affect your credit.