How It Works
Get funded in as little as 24 hours. No complicated paperwork, no waiting weeks for a decision, and no impact to your credit score to apply.
Start Your ApplicationThe Process
Three Steps to Funding
From application to cash in your account — we've made the funding process as simple as possible.
Apply Online
Complete our simple application in under 5 minutes. Choose your loan product, provide basic business info, and upload documents. No credit impact to apply.
Get Matched
Our team reviews your application and matches you with the best lender from our network. We negotiate the best rates and terms on your behalf.
Get Funded
Once approved, funds are deposited directly into your business account. Many of our programs fund within 24–72 hours.
Why Slate Financial
What Makes Us Different
We built Slate Financial to be the fastest, most transparent way for businesses to access capital.
No Credit Impact to Apply
We use a soft pull for initial review so your credit score stays intact.
98% Approval Rate
Our lender network and matching technology give you the best chance of approval.
14 Loan Products
From MCA to commercial real estate, we have a product for every business need.
Licensed in All 50 States
Nationwide coverage means we can fund your business no matter where you operate.
$2.5B+ Funded
Over $2.5 billion funded for more than 10,000 businesses and real estate investors.
Dedicated Funding Advisor
A real person guides you through the entire process from application to funding.
Our Products
Products We Offer
14 loan products across business funding and real estate financing — find the right fit for your needs.
Business Funding
MCA Bailout
$20K – $2M
0% Interest Business Credit Cards
$50K – $250K
Term Loans
$25K – $5M
Lines of Credit
$10K – $1M
Equipment Lending
$10K – $5M
Purchase Order Factoring
$50K – $10M
Merchant Cash Advance
$5K – $2M
Mergers & Acquisitions
$500K – $50M
Real Estate Financing
FAQ
Frequently Asked Questions
Have questions about the process? Here are the answers to the most common ones.
How long does the application take?
Most applications take under 5 minutes to complete. Simply choose your loan product, fill in your basic business and personal information, and upload any required documents. Our forms are designed to be straightforward with no unnecessary steps.
Will applying hurt my credit?
No. We only perform a soft pull for the initial review, which does not affect your credit score. A hard credit inquiry only occurs if you choose to move forward with a specific lender’s offer, and we will always inform you before that happens.
How fast can I get funded?
Funding timelines vary by product. Merchant cash advances and some term loans can fund in as little as 24 hours. Lines of credit and equipment loans typically take 24–48 hours. Real estate products like DSCR and fix-and-flip loans generally take 5–21 days depending on complexity.
What documents do I need?
Required documents vary by product. Most business funding applications require recent bank statements (3–6 months), a government-issued ID, and a voided business check. Real estate products may also require tax returns, property details, and entity documents. Each product page lists the exact documents needed.
Ready to Get Started?
Join thousands of businesses that have trusted Slate Financial. Apply now and see how much you qualify for — it takes less than 5 minutes and won't affect your credit.