Your Home Loan, Powered by AI
Get pre-qualified in 60 seconds. FHA, VA, Conventional, Jumbo, and investment property loans with AI-powered underwriting for faster approvals and better rates.
Find Your Perfect Mortgage
Whether you're buying your first home, investing in rental properties, or refinancing — we have the right loan for you.
Conventional Loans
From 6.25% APRTraditional home financing with competitive fixed and adjustable rates. As low as 3% down for qualified buyers.
- 3% minimum down payment
- Fixed & ARM options
- Up to $766,550 (2024 limit)
- Primary & secondary homes
FHA Loans
From 5.75% APRGovernment-backed mortgages with flexible credit requirements. Perfect for first-time homebuyers.
- 3.5% down payment
- 580+ credit score
- Gift funds accepted
- Seller concessions up to 6%
VA Loans
From 5.50% APRExclusive mortgage benefits for veterans, active military, and eligible spouses. No down payment required.
- $0 down payment
- No PMI required
- Competitive rates
- Flexible credit guidelines
Jumbo Loans
From 6.50% APRFinancing for luxury and high-value properties that exceed conforming loan limits.
- Up to $10M financing
- 10% minimum down
- Primary & investment
- Interest-only options
DSCR Investment Loans
From 7.00% APRQualify based on rental property income, not your personal income. Ideal for real estate investors.
- No income verification
- No tax returns needed
- Foreign nationals eligible
- Unlimited properties
Fix & Flip Loans
From 8.99% APRShort-term financing for property rehab and resale. Fast funding to beat the competition.
- Close in 5-10 days
- Up to 90% of purchase
- 100% rehab financing
- Interest-only payments
How Our AI Mortgage Process Works
Apply Online
Complete our simple 60-second application. No SSN required for pre-qualification.
AI-Powered Review
Our AI underwriting engine analyzes your profile and matches you with the best programs in seconds.
Get Your Rate
Receive personalized rate quotes from multiple lenders. Compare and choose the best option.
Close & Fund
Our closing coordinator handles everything. Move into your new home with confidence.
Why Borrowers Choose Slate Financial
We're not a traditional mortgage company. Our AI-powered platform delivers faster decisions, better rates, and a smoother experience.
Close in 14-30 Days
AI underwriting cuts processing time in half compared to traditional lenders.
Competitive Rates
Access wholesale rates from 50+ lending partners. We find you the lowest rate available.
98% Approval Rate
Our AI matches you with programs you actually qualify for. No surprises at closing.
All 50 States
Licensed nationwide. One application works for any property in any state.
Ready to Get Started?
Pre-qualify in 60 seconds. No credit impact. No obligation. Our AI finds you the best mortgage for your situation.
Get Pre-Qualified Now