Business & Real Estate Funding in Rhode Island

MCA Bailout

$20K – $2M

Consolidate and refinance high-cost merchant cash advances into a single, manageable payment.

0% Interest Business Credit Cards

$50K – $250K

Access $50K–$250K in 0% intro APR business credit cards with no impact to your business credit.

Term Loans

$25K – $5M

Fixed-rate business term loans with predictable payments and competitive rates for established businesses.

Lines of Credit

$10K – $1M

Flexible revolving credit lines — draw what you need, when you need it, and only pay interest on what you use.

Equipment Lending

$10K – $5M

Finance new or used equipment with competitive rates and flexible terms up to 84 months.

Purchase Order Factoring

$50K – $10M

Turn your purchase orders into immediate cash — finance up to 100% of your PO value.

Merchant Cash Advance

$5K – $2M

Fast working capital based on your future sales. Get funded in as little as 24 hours with minimal paperwork.

Mergers & Acquisitions

$500K – $50M

Acquisition financing for business buyers — SBA 7(a), seller financing structures, and equity partnerships.

Commercial Real Estate

$500K – $50M

Acquire, refinance, or cash-out on commercial properties with competitive rates and flexible terms.

Residential Mortgages

$100K – $10M

Primary residence, second home, and investment property financing across all 50 states.

DSCR Loans

$100K – $5M

Qualify based on property cash flow — not your personal income. Perfect for real estate investors.

Fix and Flip

$75K – $5M

Fast, flexible financing for residential fix-and-flip projects with draws based on rehab completion.

Ground Up Construction

$500K – $50M

Finance new construction projects from land acquisition through certificate of occupancy.

Residential Mortgage Application (Form 1003)

$100K – $10M

Standard Uniform Residential Loan Application (URLA) — licensed in all 50 states for purchase and refinance.

24-Hour Funding Speed

Get your Rhode Island business funded in as little as one business day. We understand RI businesses can't wait weeks for capital.

98% Approval Rate

We find a way to say yes when banks say no. Rhode Island businesses of all sizes and credit profiles get approved.

14 Funding Products

From MCAs to construction loans, we carry every product Rhode Island business owners and real estate investors need.

No Credit Impact to Apply

Applying does not affect your personal or business credit score. We use a soft pull only during pre-qualification.

$20K to $50M Available

Whether you need a small working capital injection or a large commercial real estate loan, we cover the full range for RI businesses.

Dedicated Funding Advisors

Every Rhode Island applicant gets paired with a personal funding advisor who guides you from application to funding.