Wholesale & Distribution

Term Loans for Wholesale & Distribution

$25K – $5M designed for wholesale & distribution businesses. Pre-qualify in 60 seconds. Funding in as little as 24–72 hours.

No Credit Impact
24–72 hours
90% Approval
$25K – $5M
Funding Range
24–72 hours
Funding Speed
90%
Approval Rate
$245K
Avg. Funded

Wholesale & Distribution Funding Challenges

- Inventory purchases require payment before sales revenue arrives
- Accounts receivable terms create 60-90 day cash flow gaps
- Warehouse and logistics costs grow with every new customer
- International suppliers require wire payments upfront
- Banks require real estate or inventory liens most distributors cannot offer

How Term Loans Helps

Fixed monthly payments
1–5 year terms
Competitive rates
No prepayment penalty
Tailored for wholesale & distribution businesses

How Wholesale & Distribution Businesses Use Term Loans

Bulk inventory purchasing from domestic and overseas suppliers
Warehouse expansion and logistics upgrades
Bridge financing between accounts payable and receivable
Fleet expansion (trucks, forklifts, pallet jacks)
New product line launches and supplier diversification

We had a $400K purchase order from a national retailer but needed capital to buy the inventory. Slate funded us against the PO in 4 days. That single order doubled our annual revenue.

Robert Kim

Pacific Coast Distribution, Los Angeles CA - Funded $400,000

Get Term Loans for Your Wholesale & Distribution Business

$25K – $5M. Funding in 24–72 hours. Zero credit impact to pre-qualify.

Apply Now - Free

Marcus T. from Miami, FL

Just funded $150,000Term Loan

32 minutes ago