Wholesale & Distribution

DSCR Loans for Wholesale & Distribution

$100K – $5M designed for wholesale & distribution businesses. Pre-qualify in 60 seconds. Funding in as little as 14–21 days.

No Obligation
14–21 days
90% Approval
$100K – $5M
Funding Range
14–21 days
Funding Speed
50
States Licensed
15+
Loan Products

Wholesale & Distribution Funding Challenges

- Inventory purchases require payment before sales revenue arrives
- Accounts receivable terms create 60-90 day cash flow gaps
- Warehouse and logistics costs grow with every new customer
- International suppliers require wire payments upfront
- Banks require real estate or inventory liens most distributors cannot offer

How DSCR Loans Helps

No personal income verification
Qualify on property cash flow
1–8 units
Foreign nationals eligible
Tailored for wholesale & distribution businesses

How Wholesale & Distribution Businesses Use DSCR Loans

Bulk inventory purchasing from domestic and overseas suppliers
Warehouse expansion and logistics upgrades
Bridge financing between accounts payable and receivable
Fleet expansion (trucks, forklifts, pallet jacks)
New product line launches and supplier diversification

Why Businesses Choose Slate Financial

AI-Powered Underwriting

Matched to the right capital, fast.

Licensed in All 50 States

Nationwide funding coverage.

Funding in as Little as 24 Hours

Move quickly once approved.

We Never Sell Your Data

Your information stays with us.

Get DSCR Loans for Your Wholesale & Distribution Business

$100K – $5M. Funding in 14–21 days. No obligation to pre-qualify.

Apply Now - Free