Can I get a loan to open a second salon location?

Yes. We fund second (and third) location buildouts with term loans, lines of credit, and working capital. Typical expansion funding ranges from $30K to $200K.

I am a booth renter, not a salon owner. Do I qualify?

If you have a business entity (LLC or sole proprietorship) and bank deposits of $5K+ per month, you may qualify for our smaller working capital products.

Do you finance salon equipment like styling chairs?

Yes. Styling chairs, wash stations, dryers, facial machines, laser equipment, and all salon furnishings are eligible for equipment financing.

How quickly can I get funded for a salon renovation?

Working capital and MCA decisions come in 24 hours. Larger equipment financing and term loans are typically approved within 48 hours.

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Business Funding for Salons & Beauty Services

Renovation financing, equipment loans, and working capital for beauty professionals. Fast funding with no collateral required.

Get Funded Now Find My Loan Match

No Obligation

No Collateral

2-Minute App

$52K

Avg. Funded Amount

96%

Approval Rate

24 hrs

Avg. Funding Time

1,400+

Salons Funded

Why Salons & Beauty Services Businesses Choose Slate Financial

Salons, barbershops, spas, and beauty businesses require constant investment — from styling stations and equipment to interior design that attracts clients. Slate Financial provides the capital beauty professionals need to renovate, expand, stock products, and hire talented staff without draining their personal savings or maxing out credit cards.

Common Challenges

Buildout and renovation costs for premium salon spaces

Professional chairs, stations, and equipment are expensive

Product inventory requires regular restocking capital

Client volume fluctuates seasonally (weddings, holidays)

Competition requires constant marketing investment

How We Help

Lines of credit for inventory and product purchasing

Fast MCAs for renovation and marketing pushes

Equipment financing for chairs, stations, and tech

Term loans for new location expansion

0% APR credit cards for smaller operating expenses

Common Funding Needs

What Salons & Beauty Services Businesses Use Capital For

Salon renovation and interior design

Styling chairs, wash stations, and equipment

Product inventory (hair care, skincare, supplies)

Marketing and social media advertising

Second location buildout and expansion

Best Funding Options for Salons & Beauty Services

Matched to your industry's unique needs and cash flow patterns

Lines of Credit

$10K – $1M

24–48 hours

Flexible revolving credit lines — draw what you need, when you need it, and only pay interest on what you use.

Draw on-demand Revolving credit Only pay interest on what you use

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Merchant Cash Advance

$5K – $2M

24 hours

Fast working capital based on your future sales. Get funded in as little as 24 hours with minimal paperwork.

Approval based on revenue, not credit No fixed monthly payments Same-day decisions

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Equipment Lending

$10K – $5M

24–48 hours

Finance new or used equipment with competitive rates and flexible terms up to 84 months.

Up to 100% financing New & used equipment Terms up to 84 months

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Term Loans

$25K – $5M

24–72 hours

Fixed-rate business term loans with predictable payments and competitive rates for established businesses.

Fixed monthly payments 1–5 year terms Competitive rates

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0% Interest Business Credit Cards

$50K – $250K

7–14 business days

Access $50K–$250K in 0% intro-APR business credit cards, with a soft pull to pre-qualify and approval based on your personal credit.

0% APR intro period (12–21 months) No collateral required No revenue requirements

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How It Works

Get Funded in 3 Simple Steps

STEP 01

Apply Online

Complete our simple 2-minute application. No paperwork, no hidden fees.

STEP 02

Get Matched & Approved

Our team matches you with the best products for your industry and gets you approved in as little as 4 hours.

STEP 03

Receive Your Funds

Funds are deposited directly into your business account within 24 hours of approval.

Why Slate Financial

Built to Get You Funded

AI-Powered Underwriting

We match your profile to the right capital fast, with no guesswork.

Licensed in All 50 States

Nationwide coverage so we can fund businesses wherever you operate.

15+ Loan Products

From lines of credit to commercial real estate, matched to your needs.

Funding in as Little as 24 Hours

Move quickly once you're approved, without drawn-out paperwork.

We Never Sell Your Data

Your information stays with us and is used only to fund your business.

States licensed

24hr

Funding speed

$50M

Max deal size

6,000+

Capital sources

FAQ

Salons & Beauty Services Funding Questions

Get Funded for Your Salons & Beauty Services Business

Join thousands of salons & beauty services businesses that trust Slate Financial. Apply in 2 minutes. Get funded as fast as 24 hours.

No Obligation

No Collateral Required

Same-Day Decisions

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