Retail & E-Commerce
DSCR Loans for Retail & E-Commerce
$100K – $5M designed for retail & e-commerce businesses. Pre-qualify in 60 seconds. Funding in as little as 14–21 days.
No Credit Impact
14–21 days
95% Approval
Retail & E-Commerce Funding Challenges
- Inventory must be purchased well before peak selling seasons
- Customer acquisition costs keep rising year over year
- Fixed overhead (rent, utilities, staff) during slow months
- Competitors invest heavily in tech and logistics
- Banks view retail as high-risk and reject most applications
How DSCR Loans Helps
No personal income verification
Qualify on property cash flow
1–8 units
Foreign nationals eligible
Tailored for retail & e-commerce businesses
How Retail & E-Commerce Businesses Use DSCR Loans
Inventory purchasing for peak seasons
Digital marketing and advertising campaigns
Store renovation and buildout
E-commerce platform and technology upgrades
Working capital during off-peak months
“Slate gave us a $120K line of credit right before Black Friday. We doubled our inventory and had our biggest holiday season ever — 65% revenue increase year over year.”
Priya Sharma
Luxe Home Goods, Austin TX - Funded $120,000
Get DSCR Loans for Your Retail & E-Commerce Business
$100K – $5M. Funding in 14–21 days. Zero credit impact to pre-qualify.
Apply Now - Free