Landscaping & Lawn Care

DSCR Loans for Landscaping & Lawn Care

$100K – $5M designed for landscaping & lawn care businesses. Pre-qualify in 60 seconds. Funding in as little as 14–21 days.

No Credit Impact
14–21 days
93% Approval
$100K – $5M
Funding Range
14–21 days
Funding Speed
93%
Approval Rate
$72K
Avg. Funded

Landscaping & Lawn Care Funding Challenges

- Equipment costs are high and need to be purchased before earning season
- Winter months create 3-4 months of little or no revenue
- Commercial clients pay on slow net-30 to net-60 terms
- Hiring seasonal crews requires upfront payroll commitments
- Traditional banks view landscaping as too seasonal and risky

How DSCR Loans Helps

No personal income verification
Qualify on property cash flow
1–8 units
Foreign nationals eligible
Tailored for landscaping & lawn care businesses

How Landscaping & Lawn Care Businesses Use DSCR Loans

Commercial mowers, zero-turns, and specialty equipment
Trucks, trailers, and fleet expansion
Crew hiring and payroll during spring ramp-up
Marketing and lead generation for new accounts
Snow removal equipment for winter revenue diversification

I needed $60K for two new trucks and a fleet of commercial mowers before spring. Slate funded me in 3 days. I landed 15 new commercial accounts that season because I had the equipment to handle the volume.

Carlos Mendez

Mendez Landscaping LLC, Atlanta GA - Funded $60,000

Get DSCR Loans for Your Landscaping & Lawn Care Business

$100K – $5M. Funding in 14–21 days. Zero credit impact to pre-qualify.

Apply Now - Free

Marcus T. from Miami, FL

Just funded $150,000Term Loan

32 minutes ago