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Business Funding for Landscaping & Lawn Care

Equipment financing, working capital, and seasonal funding for landscaping companies. Get the capital to grow your crew and your territory.

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No Credit Impact
No Collateral
2-Minute App
$72K
Avg. Funded Amount
93%
Approval Rate
24 hrs
Avg. Funding Time
1,200+
Landscapers Funded

Why Landscaping & Lawn Care Businesses Choose Slate Financial

Landscaping and lawn care businesses are capital-intensive and highly seasonal. You need trucks, mowers, and equipment before revenue starts flowing in spring. Slate Financial helps landscaping companies purchase equipment, hire crews, and bridge the winter off-season so you are ready to hit the ground running when the season starts.

Common Challenges

Equipment costs are high and need to be purchased before earning season
Winter months create 3-4 months of little or no revenue
Commercial clients pay on slow net-30 to net-60 terms
Hiring seasonal crews requires upfront payroll commitments
Traditional banks view landscaping as too seasonal and risky

How We Help

Equipment financing for mowers, trucks, and trailers
Lines of credit to bridge winter off-season cash gaps
MCAs for fast working capital during seasonal transitions
Term loans for fleet expansion and business growth
PO factoring against commercial contracts for immediate cash

Common Funding Needs

What Landscaping & Lawn Care Businesses Use Capital For

Commercial mowers, zero-turns, and specialty equipment
Trucks, trailers, and fleet expansion
Crew hiring and payroll during spring ramp-up
Marketing and lead generation for new accounts
Snow removal equipment for winter revenue diversification

Recommended Products

Best Funding Options for Landscaping & Lawn Care

Matched to your industry's unique needs and cash flow patterns

Equipment Lending

$10K – $5M
24–48 hours

Finance new or used equipment with competitive rates and flexible terms up to 84 months.

Up to 100% financing New & used equipment Terms up to 84 months
Apply Now

Lines of Credit

$10K – $1M
24–48 hours

Flexible revolving credit lines — draw what you need, when you need it, and only pay interest on what you use.

Draw on-demand Revolving credit Only pay interest on what you use
Apply Now

Merchant Cash Advance

$5K – $2M
24 hours

Fast working capital based on your future sales. Get funded in as little as 24 hours with minimal paperwork.

Approval based on revenue, not credit No fixed monthly payments Same-day decisions
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Term Loans

$25K – $5M
24–72 hours

Fixed-rate business term loans with predictable payments and competitive rates for established businesses.

Fixed monthly payments 1–5 year terms Competitive rates
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Purchase Order Factoring

$50K – $10M
48–72 hours

Turn your purchase orders into immediate cash — finance up to 100% of your PO value.

Up to 100% PO financing No debt added to balance sheet Scales with your business
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How It Works

Get Funded in 3 Simple Steps

STEP 01

Apply Online

Complete our simple 2-minute application. No paperwork, no credit impact, no hidden fees.

STEP 02

Get Matched & Approved

Our team matches you with the best products for your industry and gets you approved in as little as 4 hours.

STEP 03

Receive Your Funds

Funds are deposited directly into your business account within 24 hours of approval.

"I needed $60K for two new trucks and a fleet of commercial mowers before spring. Slate funded me in 3 days. I landed 15 new commercial accounts that season because I had the equipment to handle the volume."

Carlos Mendez
Mendez Landscaping LLC, Atlanta GA
Funded: $60,000
98%
Approval Rate
24hrs
Average Funding
$2.5B+
Total Funded
10,000+
Businesses Served

FAQ

Landscaping & Lawn Care Funding Questions

Get Funded for Your Landscaping & Lawn Care Business

Join thousands of landscaping & lawn care businesses that trust Slate Financial. Apply in 2 minutes. No credit impact. Get funded as fast as 24 hours.

No Credit Impact
No Collateral Required
Same-Day Decisions
Start Your Application Find My Loan Match

Marcus T. from Miami, FL

Just funded $150,000 — Term Loan

32 minutes ago