Fitness & Gyms

Lines of Credit for Fitness & Gyms

$10K – $1M designed for fitness & gyms businesses. Pre-qualify in 60 seconds. Funding in as little as 24–48 hours.

No Credit Impact
24–48 hours
92% Approval
$10K – $1M
Funding Range
24–48 hours
Funding Speed
92%
Approval Rate
$135K
Avg. Funded

Fitness & Gyms Funding Challenges

- Full gym equipment packages cost $50K-$500K per location
- Lease buildout and flooring costs are significant
- Member acquisition requires ongoing marketing investment
- Equipment must be refreshed regularly to remain competitive
- Banks view fitness businesses as risky despite recurring revenue

How Lines of Credit Helps

Draw on-demand
Revolving credit
Only pay interest on what you use
Rebuild business credit
Tailored for fitness & gyms businesses

How Fitness & Gyms Businesses Use Lines of Credit

Cardio and strength equipment packages
Gym buildout, flooring, and leasehold improvements
Marketing campaigns for member acquisition
New location expansion and franchise fees
Technology upgrades (booking systems, member apps, access control)

We were opening our second location and needed $180K for equipment and buildout. Slate funded us in 5 days. We hit 300 members in the first 3 months and broke even by month 4.

Ryan & Amanda Price

Ironclad Fitness, Nashville TN - Funded $180,000

Get Lines of Credit for Your Fitness & Gyms Business

$10K – $1M. Funding in 24–48 hours. Zero credit impact to pre-qualify.

Apply Now - Free

Marcus T. from Miami, FL

Just funded $150,000Term Loan

32 minutes ago