Fitness & Gyms
DSCR Loans for Fitness & Gyms
$100K – $5M designed for fitness & gyms businesses. Pre-qualify in 60 seconds. Funding in as little as 14–21 days.
No Credit Impact
14–21 days
92% Approval
Fitness & Gyms Funding Challenges
- Full gym equipment packages cost $50K-$500K per location
- Lease buildout and flooring costs are significant
- Member acquisition requires ongoing marketing investment
- Equipment must be refreshed regularly to remain competitive
- Banks view fitness businesses as risky despite recurring revenue
How DSCR Loans Helps
No personal income verification
Qualify on property cash flow
1–8 units
Foreign nationals eligible
Tailored for fitness & gyms businesses
How Fitness & Gyms Businesses Use DSCR Loans
Cardio and strength equipment packages
Gym buildout, flooring, and leasehold improvements
Marketing campaigns for member acquisition
New location expansion and franchise fees
Technology upgrades (booking systems, member apps, access control)
“We were opening our second location and needed $180K for equipment and buildout. Slate funded us in 5 days. We hit 300 members in the first 3 months and broke even by month 4.”
Ryan & Amanda Price
Ironclad Fitness, Nashville TN - Funded $180,000
Get DSCR Loans for Your Fitness & Gyms Business
$100K – $5M. Funding in 14–21 days. Zero credit impact to pre-qualify.
Apply Now - Free