E-Commerce & Online Retail
DSCR Loans for E-Commerce & Online Retail
$100K – $5M designed for e-commerce & online retail businesses. Pre-qualify in 60 seconds. Funding in as little as 14–21 days.
No Credit Impact
14–21 days
94% Approval
E-Commerce & Online Retail Funding Challenges
- Inventory must be purchased months before revenue is collected
- Digital ad spend requires large upfront cash commitments
- Marketplace payout delays create cash flow gaps
- Seasonal demand peaks require massive capital infusions
- Traditional banks do not understand e-commerce business models
How DSCR Loans Helps
No personal income verification
Qualify on property cash flow
1–8 units
Foreign nationals eligible
Tailored for e-commerce & online retail businesses
How E-Commerce & Online Retail Businesses Use DSCR Loans
Bulk inventory purchasing ahead of peak seasons
Facebook, Google, and TikTok advertising spend
Warehouse expansion and 3PL setup
New product development and sourcing
Website redesign and platform migration
“We needed $150K for holiday inventory in September. Banks wanted 6 weeks of paperwork. Slate funded us in 2 days and we had our biggest Q4 ever — $1.2M in sales.”
Jessica Liu
Bloom & Bark Home Goods, Austin TX - Funded $150,000
Get DSCR Loans for Your E-Commerce & Online Retail Business
$100K – $5M. Funding in 14–21 days. Zero credit impact to pre-qualify.
Apply Now - Free