Construction & Contractors
DSCR Loans for Construction & Contractors
$100K – $5M designed for construction & contractors businesses. Pre-qualify in 60 seconds. Funding in as little as 14–21 days.
No Credit Impact
14–21 days
94% Approval
Construction & Contractors Funding Challenges
- Long payment cycles (60-90 days) after project completion
- Big equipment purchases require major upfront capital
- Seasonal slowdowns leave crews without work or pay
- Material costs have skyrocketed in recent years
- Banks move too slowly for time-sensitive project bids
How DSCR Loans Helps
No personal income verification
Qualify on property cash flow
1–8 units
Foreign nationals eligible
Tailored for construction & contractors businesses
How Construction & Contractors Businesses Use DSCR Loans
Heavy equipment purchases (excavators, loaders, cranes)
Bridging cash flow between project milestones
Material and supply purchasing for new projects
Payroll coverage during seasonal slowdowns
Fleet vehicle financing and maintenance
“I landed a $1.2M commercial job but needed $180K for materials upfront. My bank said 6 weeks. Slate got me funded in 3 days. That job launched our company to the next level.”
Tony Reyes
Reyes Construction Group, Phoenix AZ - Funded $180,000
Get DSCR Loans for Your Construction & Contractors Business
$100K – $5M. Funding in 14–21 days. Zero credit impact to pre-qualify.
Apply Now - Free