Construction & Contractors

DSCR Loans for Construction & Contractors

$100K – $5M designed for construction & contractors businesses. Pre-qualify in 60 seconds. Funding in as little as 14–21 days.

No Obligation
14–21 days
94% Approval
$100K – $5M
Funding Range
14–21 days
Funding Speed
50
States Licensed
15+
Loan Products

Construction & Contractors Funding Challenges

- Long payment cycles (60-90 days) after project completion
- Big equipment purchases require major upfront capital
- Seasonal slowdowns leave crews without work or pay
- Material costs have skyrocketed in recent years
- Banks move too slowly for time-sensitive project bids

How DSCR Loans Helps

No personal income verification
Qualify on property cash flow
1–8 units
Foreign nationals eligible
Tailored for construction & contractors businesses

How Construction & Contractors Businesses Use DSCR Loans

Heavy equipment purchases (excavators, loaders, cranes)
Bridging cash flow between project milestones
Material and supply purchasing for new projects
Payroll coverage during seasonal slowdowns
Fleet vehicle financing and maintenance

Why Businesses Choose Slate Financial

AI-Powered Underwriting

Matched to the right capital, fast.

Licensed in All 50 States

Nationwide funding coverage.

Funding in as Little as 24 Hours

Move quickly once approved.

We Never Sell Your Data

Your information stays with us.

Get DSCR Loans for Your Construction & Contractors Business

$100K – $5M. Funding in 14–21 days. No obligation to pre-qualify.

Apply Now - Free