Can I get funded during the off-season when revenue is low?

Yes. We evaluate your firm based on annual revenue and bank deposits, not just your current month. We understand the seasonal nature of accounting and structure funding accordingly.

Can I use the funds to hire seasonal tax preparers?

Absolutely. Working capital and lines of credit are commonly used by CPA firms to hire and train seasonal staff ahead of tax season. There are no restrictions on how you use the capital.

Do you fund practice acquisitions?

Yes. Our term loan program is well-suited for CPA practice acquisitions and partner buyouts. We can fund the purchase price, transition costs, and technology integration in a single package.

I am a solo CPA. Can I qualify?

Yes. We fund solo practitioners, small partnerships, and mid-size firms. If your practice generates at least $8K per month in revenue and has 6+ months of operating history, you are a strong candidate.

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Business Funding for Accounting & CPA Firms

Working capital, technology funding, and growth financing for accounting practices. Invest in your firm without waiting for tax season revenue.

Get Funded Now Find My Loan Match

No Obligation

No Collateral

2-Minute App

$125K

Avg. Funded Amount

97%

Approval Rate

24 hrs

Avg. Funding Time

390+

CPA Firms Funded

Why Accounting & CPA Firms Businesses Choose Slate Financial

Accounting firms experience extreme seasonality — tax season brings a flood of revenue, but the rest of the year requires steady investment in technology, staff, and marketing. Slate Financial provides funding that matches the cyclical nature of accounting practices, so you can hire for tax season, upgrade your software stack, and grow your client base year-round.

Common Challenges

Revenue peaks in tax season and drops significantly off-season

Seasonal hiring requires capital months before revenue arrives

Software licensing costs increase annually

Banks evaluate CPA firms on off-season cash flow, not annual revenue

Practice acquisitions require significant upfront capital

How We Help

Lines of credit for seasonal staffing and operating expenses

Term loans for practice acquisitions and partner buyouts

0% intro APR cards for software and technology purchases

Commercial RE loans for purchasing office space

MCAs for fast working capital during off-season months

Common Funding Needs

What Accounting & CPA Firms Businesses Use Capital For

Seasonal staff hiring for tax preparation season

Practice management and tax software upgrades

Office expansion and leasehold improvements

Marketing and client acquisition campaigns

Practice acquisitions and partner buyouts

Best Funding Options for Accounting & CPA Firms

Matched to your industry's unique needs and cash flow patterns

Lines of Credit

$10K – $1M

24–48 hours

Flexible revolving credit lines — draw what you need, when you need it, and only pay interest on what you use.

Draw on-demand Revolving credit Only pay interest on what you use

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Term Loans

$25K – $5M

24–72 hours

Fixed-rate business term loans with predictable payments and competitive rates for established businesses.

Fixed monthly payments 1–5 year terms Competitive rates

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0% Interest Business Credit Cards

$50K – $250K

7–14 business days

Access $50K–$250K in 0% intro-APR business credit cards, with a soft pull to pre-qualify and approval based on your personal credit.

0% APR intro period (12–21 months) No collateral required No revenue requirements

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Commercial Real Estate

$500K – $50M

2–4 weeks

Acquire, refinance, or cash-out on commercial properties with competitive rates and flexible terms.

Purchase & refinance Mixed-use, office, retail, industrial Non-recourse options

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Merchant Cash Advance

$5K – $2M

24 hours

Fast working capital based on your future sales. Get funded in as little as 24 hours with minimal paperwork.

Approval based on revenue, not credit No fixed monthly payments Same-day decisions

Apply Now

How It Works

Get Funded in 3 Simple Steps

STEP 01

Apply Online

Complete our simple 2-minute application. No paperwork, no hidden fees.

STEP 02

Get Matched & Approved

Our team matches you with the best products for your industry and gets you approved in as little as 4 hours.

STEP 03

Receive Your Funds

Funds are deposited directly into your business account within 24 hours of approval.

Why Slate Financial

Built to Get You Funded

AI-Powered Underwriting

We match your profile to the right capital fast, with no guesswork.

Licensed in All 50 States

Nationwide coverage so we can fund businesses wherever you operate.

15+ Loan Products

From lines of credit to commercial real estate, matched to your needs.

Funding in as Little as 24 Hours

Move quickly once you're approved, without drawn-out paperwork.

We Never Sell Your Data

Your information stays with us and is used only to fund your business.

States licensed

24hr

Funding speed

$50M

Max deal size

6,000+

Capital sources

FAQ

Accounting & CPA Firms Funding Questions

Get Funded for Your Accounting & CPA Firms Business

Join thousands of accounting & cpa firms businesses that trust Slate Financial. Apply in 2 minutes. Get funded as fast as 24 hours.

No Obligation

No Collateral Required

Same-Day Decisions

Start Your Application Find My Loan Match