Business Loans in North Carolina
Slate Financial provides fast business funding from $20K to $5M for businesses throughout North Carolina. Serving Charlotte, Raleigh, Greensboro, Durham and every city in NC. Apply online and get funded in as little as 24 hours.
Business Funding in NC
Business Loans Available in North Carolina
From working capital to equipment financing — North Carolina businesses have access to all of our products.
MCA Bailout
$20K – $2M
Consolidate and refinance high-cost merchant cash advances into a single, manageable payment.
0% Interest Business Credit Cards
$50K – $250K
Access $50K–$250K in 0% intro APR business credit cards with no impact to your business credit.
Term Loans
$25K – $5M
Fixed-rate business term loans with predictable payments and competitive rates for established businesses.
Lines of Credit
$10K – $1M
Flexible revolving credit lines — draw what you need, when you need it, and only pay interest on what you use.
Equipment Lending
$10K – $5M
Finance new or used equipment with competitive rates and flexible terms up to 84 months.
Purchase Order Factoring
$50K – $10M
Turn your purchase orders into immediate cash — finance up to 100% of your PO value.
Merchant Cash Advance
$5K – $2M
Fast working capital based on your future sales. Get funded in as little as 24 hours with minimal paperwork.
Mergers & Acquisitions
$500K – $50M
Acquisition financing for business buyers — SBA 7(a), seller financing structures, and equity partnerships.
Real Estate Financing in NC
Real Estate Loans in North Carolina
Finance properties across North Carolina — commercial, residential, DSCR, fix & flip, and more.
Commercial Real Estate
$500K – $50M
Acquire, refinance, or cash-out on commercial properties with competitive rates and flexible terms.
Residential Mortgages
$100K – $10M
Primary residence, second home, and investment property financing across all 50 states.
DSCR Loans
$100K – $5M
Qualify based on property cash flow — not your personal income. Perfect for real estate investors.
Fix and Flip
$75K – $5M
Fast, flexible financing for residential fix-and-flip projects with draws based on rehab completion.
Ground Up Construction
$500K – $50M
Finance new construction projects from land acquisition through certificate of occupancy.
Residential Mortgage Application (Form 1003)
$100K – $10M
Standard Uniform Residential Loan Application (URLA) — licensed in all 50 states for purchase and refinance.
Cities We Serve in North Carolina
Slate Financial funds businesses and real estate projects in every city and county in North Carolina, including:
And every other city, town, and county throughout North Carolina. If you're in NC, we can fund you.
Why North Carolina Businesses Choose Slate Financial
24-Hour Funding
Get your North Carolina business funded in as little as one business day.
98% Approval Rate
We find a way to say yes — even when banks say no.
14 Loan Products
From MCA to construction loans, we have every product NC businesses need.
No Credit Impact
Applying does not affect your credit score. Soft pull only.
Ready to Get Funded in North Carolina?
Apply now and see how much your North Carolina business qualifies for. Free to apply, no obligation, no credit impact.
Apply Now — Free & Fast