Can I finance a semi-truck through Slate Financial?

Yes. We finance new and used semi-trucks, box trucks, flatbeds, and trailers with terms up to 84 months, subject to lender approval.

I am an owner-operator with one truck. Do I qualify?

Yes. Owner-operators with at least 6 months in business and $8K+ in monthly revenue qualify for most of our products, including equipment financing and working capital.

How fast can I get funded for an emergency truck repair?

Our MCA and line of credit products can fund subject to lender approval. For engine rebuilds and major repairs, most clients have capital within one business day.

Do you work with freight factoring companies?

We complement factoring. While factoring covers receivables, our products handle equipment purchases, fleet expansion, and working capital needs that factoring does not cover.

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Business Funding for Trucking & Transportation

Truck financing, working capital, and fleet expansion funding. Keep your wheels turning with capital subject to lender approval.

Get Funded Now Find My Loan Match

No Obligation

No Collateral

2-Minute App

15+

Products

93%

Approval Rate

AI-matched

Process

1,200+

Carriers Funded

Why Trucking & Transportation Businesses Choose Slate Financial

In trucking and transportation, cash flow is everything. Fuel costs, maintenance, insurance, and driver pay never stop — but broker payments can take 30-60 days. Slate Financial provides fast capital to keep your fleet on the road. From new truck financing to working capital for fuel and repairs, we understand the transportation industry and fund accordingly.

Common Challenges

Fuel prices fluctuate, squeezing thin profit margins

30-60 day payment terms from brokers and shippers

Breakdowns and DOT repairs require immediate cash

Adding trucks to a growing fleet is capital-intensive

Insurance premiums keep climbing year over year

How We Help

Equipment loans for new and used trucks and trailers

Revolving lines of credit for fuel and maintenance

Fast MCAs based on bank deposits, not freight volume

Term loans for fleet expansion and business growth

Fast emergency funding for breakdown repairs

Common Funding Needs

What Trucking & Transportation Businesses Use Capital For

New and used truck purchases

Engine rebuilds and major repairs

Fuel cost coverage during slow freight periods

Insurance premium financing

Fleet expansion and trailer purchases

Best Funding Options for Trucking & Transportation

Matched to your industry's unique needs and cash flow patterns

Equipment Lending

Subject to lender approval

Finance new or used equipment with flexible terms up to 84 months.

Up to 100% financing New & used equipment Terms up to 84 months

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Lines of Credit

Subject to lender approval

Flexible revolving credit lines — draw what you need, when you need it, and only pay interest on what you use.

Draw on-demand Revolving credit Only pay interest on what you use

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Merchant Cash Advance

Subject to lender approval

Fast working capital based on your future sales, with minimal paperwork, subject to funder approval.

Approval based on revenue, not credit No fixed monthly payments Fast decisions

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Term Loans

Subject to lender approval

Fixed-rate business term loans with predictable payments and clear terms for established businesses.

Fixed monthly payments 1–5 year terms AI-matched lenders

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How It Works

Get Funded in Three Simple Steps

STEP 01

Apply Online

Complete our simple 2-minute application. No paperwork, no hidden fees.

STEP 02

Get Matched & Approved

Our team matches you with strong-fit products for your industry through a fast, AI-matched process, subject to lender approval.

STEP 03

Receive Your Funds

Funds are deposited directly into your business account, subject to lender approval.

Why Slate Financial

Built to Get You Funded

AI-Powered Underwriting

We match your profile to the right capital fast, with no guesswork.

Licensed in All 50 States

Nationwide coverage so we can fund businesses wherever you operate.

15+ Loan Products

From lines of credit to commercial real estate, matched to your needs.

Fast, Streamlined Process

Move quickly once you're approved, without drawn-out paperwork. Funding is subject to lender approval.

We Never Sell Your Data

Your information stays with us and is used only to fund your business.

States licensed

Lender matching

15+

Products

6,000+

Capital sources

FAQ

Trucking & Transportation Funding Questions

Get Funded for Your Trucking & Transportation Business

Join thousands of trucking & transportation businesses that trust Slate Financial. Apply in 2 minutes. Fast, AI-matched process, subject to lender approval.

No Obligation

No Collateral Required

Fast Decisions

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