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Business Funding for Trucking & Transportation

Truck financing, working capital, and fleet expansion funding. Keep your wheels turning with capital in as little as 24 hours.

Get Funded Now Find My Loan Match
No Credit Impact
No Collateral
2-Minute App
$165K
Avg. Funded Amount
93%
Approval Rate
24 hrs
Avg. Funding Time
1,200+
Carriers Funded

Why Trucking & Transportation Businesses Choose Slate Financial

In trucking and transportation, cash flow is everything. Fuel costs, maintenance, insurance, and driver pay never stop — but broker payments can take 30-60 days. Slate Financial provides fast capital to keep your fleet on the road. From new truck financing to working capital for fuel and repairs, we understand the transportation industry and fund accordingly.

Common Challenges

Fuel prices fluctuate, squeezing thin profit margins
30-60 day payment terms from brokers and shippers
Breakdowns and DOT repairs require immediate cash
Adding trucks to a growing fleet is capital-intensive
Insurance premiums keep climbing year over year

How We Help

Equipment loans for new and used trucks and trailers
Revolving lines of credit for fuel and maintenance
Fast MCAs based on bank deposits, not freight volume
Term loans for fleet expansion and business growth
Same-day emergency funding for breakdown repairs

Common Funding Needs

What Trucking & Transportation Businesses Use Capital For

New and used truck purchases
Engine rebuilds and major repairs
Fuel cost coverage during slow freight periods
Insurance premium financing
Fleet expansion and trailer purchases

Recommended Products

Best Funding Options for Trucking & Transportation

Matched to your industry's unique needs and cash flow patterns

Equipment Lending

$10K – $5M
24–48 hours

Finance new or used equipment with competitive rates and flexible terms up to 84 months.

Up to 100% financing New & used equipment Terms up to 84 months
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Lines of Credit

$10K – $1M
24–48 hours

Flexible revolving credit lines — draw what you need, when you need it, and only pay interest on what you use.

Draw on-demand Revolving credit Only pay interest on what you use
Apply Now

Merchant Cash Advance

$5K – $2M
24 hours

Fast working capital based on your future sales. Get funded in as little as 24 hours with minimal paperwork.

Approval based on revenue, not credit No fixed monthly payments Same-day decisions
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Term Loans

$25K – $5M
24–72 hours

Fixed-rate business term loans with predictable payments and competitive rates for established businesses.

Fixed monthly payments 1–5 year terms Competitive rates
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How It Works

Get Funded in 3 Simple Steps

STEP 01

Apply Online

Complete our simple 2-minute application. No paperwork, no credit impact, no hidden fees.

STEP 02

Get Matched & Approved

Our team matches you with the best products for your industry and gets you approved in as little as 4 hours.

STEP 03

Receive Your Funds

Funds are deposited directly into your business account within 24 hours of approval.

"My Peterbilt blew an engine on I-95. Slate wired me $45K for the rebuild the next morning. I was back on the road in a week instead of losing my contract."

James Patterson
Patterson Freight LLC, Atlanta GA
Funded: $45,000
98%
Approval Rate
24hrs
Average Funding
$2.5B+
Total Funded
10,000+
Businesses Served

FAQ

Trucking & Transportation Funding Questions

Get Funded for Your Trucking & Transportation Business

Join thousands of trucking & transportation businesses that trust Slate Financial. Apply in 2 minutes. No credit impact. Get funded as fast as 24 hours.

No Credit Impact
No Collateral Required
Same-Day Decisions
Start Your Application Find My Loan Match

Marcus T. from Miami, FL

Just funded $150,000 — Term Loan

32 minutes ago