🏋️

Business Funding for Gyms & Fitness Studios

Equipment financing, buildout funding, and working capital for gyms, studios, and fitness centers. Fuel your growth with fast capital.

Get Funded Now Find My Loan Match
No Credit Impact
No Collateral
2-Minute App
$135K
Avg. Funded Amount
92%
Approval Rate
48 hrs
Avg. Funding Time
560+
Gyms & Studios Funded

Why Fitness & Gyms Businesses Choose Slate Financial

Gyms, fitness studios, CrossFit boxes, and personal training businesses require heavy investment in equipment, buildout, and marketing. Membership models create predictable recurring revenue, but scaling requires capital for new locations, equipment refreshes, and marketing to fill memberships. Slate Financial funds fitness businesses quickly so you can focus on your members.

Common Challenges

Full gym equipment packages cost $50K-$500K per location
Lease buildout and flooring costs are significant
Member acquisition requires ongoing marketing investment
Equipment must be refreshed regularly to remain competitive
Banks view fitness businesses as risky despite recurring revenue

How We Help

Equipment financing for cardio, strength, and specialty gear
Term loans for buildout, renovation, and new locations
Lines of credit for marketing and operating expenses
Commercial RE loans for purchasing your own facility
MCAs for fast working capital during slow membership months

Common Funding Needs

What Fitness & Gyms Businesses Use Capital For

Cardio and strength equipment packages
Gym buildout, flooring, and leasehold improvements
Marketing campaigns for member acquisition
New location expansion and franchise fees
Technology upgrades (booking systems, member apps, access control)

Recommended Products

Best Funding Options for Fitness & Gyms

Matched to your industry's unique needs and cash flow patterns

Equipment Lending

$10K – $5M
24–48 hours

Finance new or used equipment with competitive rates and flexible terms up to 84 months.

Up to 100% financing New & used equipment Terms up to 84 months
Apply Now

Term Loans

$25K – $5M
24–72 hours

Fixed-rate business term loans with predictable payments and competitive rates for established businesses.

Fixed monthly payments 1–5 year terms Competitive rates
Apply Now

Lines of Credit

$10K – $1M
24–48 hours

Flexible revolving credit lines — draw what you need, when you need it, and only pay interest on what you use.

Draw on-demand Revolving credit Only pay interest on what you use
Apply Now

Commercial Real Estate

$500K – $50M
2–4 weeks

Acquire, refinance, or cash-out on commercial properties with competitive rates and flexible terms.

Purchase & refinance Mixed-use, office, retail, industrial Non-recourse options
Apply Now

Merchant Cash Advance

$5K – $2M
24 hours

Fast working capital based on your future sales. Get funded in as little as 24 hours with minimal paperwork.

Approval based on revenue, not credit No fixed monthly payments Same-day decisions
Apply Now

How It Works

Get Funded in 3 Simple Steps

STEP 01

Apply Online

Complete our simple 2-minute application. No paperwork, no credit impact, no hidden fees.

STEP 02

Get Matched & Approved

Our team matches you with the best products for your industry and gets you approved in as little as 4 hours.

STEP 03

Receive Your Funds

Funds are deposited directly into your business account within 24 hours of approval.

"We were opening our second location and needed $180K for equipment and buildout. Slate funded us in 5 days. We hit 300 members in the first 3 months and broke even by month 4."

Ryan & Amanda Price
Ironclad Fitness, Nashville TN
Funded: $180,000
98%
Approval Rate
24hrs
Average Funding
$2.5B+
Total Funded
10,000+
Businesses Served

FAQ

Fitness & Gyms Funding Questions

Get Funded for Your Fitness & Gyms Business

Join thousands of fitness & gyms businesses that trust Slate Financial. Apply in 2 minutes. No credit impact. Get funded as fast as 24 hours.

No Credit Impact
No Collateral Required
Same-Day Decisions
Start Your Application Find My Loan Match

Marcus T. from Miami, FL

Just funded $150,000Term Loan

32 minutes ago