Can I finance a full gym equipment package?

Yes. We finance complete equipment packages from all major manufacturers including Life Fitness, Rogue, Hammer Strength, Precor, and more. Equipment financing uses the gear as collateral so no additional security is required.

Do you fund gym buildouts and new locations?

Absolutely. Our term loan program covers leasehold improvements, flooring, HVAC, lighting, and all construction costs for new or renovated gym spaces.

I run a boutique fitness studio. Can I qualify?

Yes. We fund all types of fitness businesses including boutique studios, CrossFit boxes, yoga studios, Pilates, personal training gyms, and martial arts schools. If you have 6+ months of revenue, you can qualify.

My gym has a membership model with predictable revenue. Does that help approval?

Yes. Recurring membership revenue is viewed favorably because it demonstrates stable and predictable cash flow. This often leads to higher approval amounts and better terms.

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Business Funding for Gyms & Fitness Studios

Equipment financing, buildout funding, and working capital for gyms, studios, and fitness centers. Fuel your growth with fast capital.

Get Funded Now Find My Loan Match

No Obligation

No Collateral

2-Minute App

15+

Products

92%

Approval Rate

48 hrs

Avg. Funding Time

560+

Gyms & Studios Funded

Why Fitness & Gyms Businesses Choose Slate Financial

Gyms, fitness studios, CrossFit boxes, and personal training businesses require heavy investment in equipment, buildout, and marketing. Membership models create predictable recurring revenue, but scaling requires capital for new locations, equipment refreshes, and marketing to fill memberships. Slate Financial funds fitness businesses quickly so you can focus on your members.

Common Challenges

Full gym equipment packages costs vary

Lease buildout and flooring costs are significant

Member acquisition requires ongoing marketing investment

Equipment must be refreshed regularly to remain competitive

Banks view fitness businesses as risky despite recurring revenue

How We Help

Equipment financing for cardio, strength, and specialty gear

Term loans for buildout, renovation, and new locations

Lines of credit for marketing and operating expenses

Commercial RE loans for purchasing your own facility

MCAs for fast working capital during slow membership months

Common Funding Needs

What Fitness & Gyms Businesses Use Capital For

Cardio and strength equipment packages

Gym buildout, flooring, and leasehold improvements

Marketing campaigns for member acquisition

Subject to lender approval

Fast working capital based on your future sales, with minimal paperwork, subject to funder approval.

Approval based on revenue, not credit No fixed monthly payments Fast decisions

Apply Now

How It Works

Get Funded in Three Simple Steps

STEP 01

Apply Online

Complete our simple 2-minute application. No paperwork, no hidden fees.

STEP 02

Get Matched & Approved

Our team matches you with strong-fit products for your industry through a fast, AI-matched process, subject to lender approval.

STEP 03

Receive Your Funds

Funds are deposited directly into your business account, subject to lender approval.

Why Slate Financial

Built to Get You Funded

AI-Powered Underwriting

We match your profile to the right capital fast, with no guesswork.

Licensed in All 50 States

Nationwide coverage so we can fund businesses wherever you operate.

15+ Loan Products

From lines of credit to commercial real estate, matched to your needs.

Fast, Streamlined Process

Move quickly once you're approved, without drawn-out paperwork. Funding is subject to lender approval.

We Never Sell Your Data

Your information stays with us and is used only to fund your business.

States licensed

Lender matching

15+

Products

6,000+

Capital sources

FAQ

Fitness & Gyms Funding Questions

Get Funded for Your Fitness & Gyms Business

Join thousands of fitness & gyms businesses that trust Slate Financial. Apply in 2 minutes. Fast, AI-matched process, subject to lender approval.

No Obligation

No Collateral Required

Fast Decisions

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