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Business Funding for Auto Repair & Dealerships

Equipment financing, working capital, and growth funding for automotive businesses. Get funded in as little as 24 hours.

Get Funded Now Find My Loan Match
No Credit Impact
No Collateral
2-Minute App
$95K
Avg. Funded Amount
94%
Approval Rate
24 hrs
Avg. Funding Time
780+
Shops Funded

Why Auto Repair & Dealerships Businesses Choose Slate Financial

Auto repair shops and dealerships need capital to keep up with evolving vehicle technology, purchase diagnostic equipment, stock parts and inventory, and expand service bays. Slate Financial understands the automotive industry and provides fast capital so you can invest in your shop without depleting your cash reserves or turning down profitable jobs.

Common Challenges

Modern diagnostic equipment costs tens of thousands
Parts inventory requires ongoing capital investment
Shop renovations and bay expansions are expensive
Insurance and warranty reimbursements are slow
National chains and dealerships dominate advertising

How We Help

Equipment financing for lifts, scanners, and tools
Lines of credit for parts inventory and supplier payments
Fast MCAs for immediate working capital needs
Term loans for shop expansion and renovation
Revenue-based repayment that matches your cash flow

Common Funding Needs

What Auto Repair & Dealerships Businesses Use Capital For

Diagnostic equipment and lifts
Parts inventory and supplier accounts
Shop expansion and additional service bays
Tow truck and fleet vehicle purchases
Marketing and customer acquisition

Recommended Products

Best Funding Options for Auto Repair & Dealerships

Matched to your industry's unique needs and cash flow patterns

Equipment Lending

$10K – $5M
24–48 hours

Finance new or used equipment with competitive rates and flexible terms up to 84 months.

Up to 100% financing New & used equipment Terms up to 84 months
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Lines of Credit

$10K – $1M
24–48 hours

Flexible revolving credit lines — draw what you need, when you need it, and only pay interest on what you use.

Draw on-demand Revolving credit Only pay interest on what you use
Apply Now

Merchant Cash Advance

$5K – $2M
24 hours

Fast working capital based on your future sales. Get funded in as little as 24 hours with minimal paperwork.

Approval based on revenue, not credit No fixed monthly payments Same-day decisions
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Term Loans

$25K – $5M
24–72 hours

Fixed-rate business term loans with predictable payments and competitive rates for established businesses.

Fixed monthly payments 1–5 year terms Competitive rates
Apply Now

How It Works

Get Funded in 3 Simple Steps

STEP 01

Apply Online

Complete our simple 2-minute application. No paperwork, no credit impact, no hidden fees.

STEP 02

Get Matched & Approved

Our team matches you with the best products for your industry and gets you approved in as little as 4 hours.

STEP 03

Receive Your Funds

Funds are deposited directly into your business account within 24 hours of approval.

"I needed two new lifts and an advanced diagnostic system to service EVs. Slate financed $110K in equipment and I started servicing Teslas within a month. Revenue is up 35%."

Carlos Mendez
Mendez Auto Works, Houston TX
Funded: $110,000
98%
Approval Rate
24hrs
Average Funding
$2.5B+
Total Funded
10,000+
Businesses Served

FAQ

Auto Repair & Dealerships Funding Questions

Get Funded for Your Auto Repair & Dealerships Business

Join thousands of auto repair & dealerships businesses that trust Slate Financial. Apply in 2 minutes. No credit impact. Get funded as fast as 24 hours.

No Credit Impact
No Collateral Required
Same-Day Decisions
Start Your Application Find My Loan Match

Marcus T. from Miami, FL

Just funded $150,000 — Term Loan

32 minutes ago