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Business Funding for Auto Repair & Dealerships

Equipment financing, working capital, and growth funding for automotive businesses. Get funded subject to lender approval.

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No Obligation
No Collateral
2-Minute App
15+
Products
94%
Approval Rate
AI-matched
Process
780+
Shops Funded

Why Auto Repair & Dealerships Businesses Choose Slate Financial

Auto repair shops and dealerships need capital to keep up with evolving vehicle technology, purchase diagnostic equipment, stock parts and inventory, and expand service bays. Slate Financial understands the automotive industry and provides fast capital so you can invest in your shop without depleting your cash reserves or turning down profitable jobs.

Common Challenges

Modern diagnostic equipment costs tens of thousands
Parts inventory requires ongoing capital investment
Shop renovations and bay expansions are expensive
Insurance and warranty reimbursements are slow
National chains and dealerships dominate advertising

How We Help

Equipment financing for lifts, scanners, and tools
Lines of credit for parts inventory and supplier payments
Fast MCAs for immediate working capital needs
Term loans for shop expansion and renovation
Revenue-based repayment that matches your cash flow

Common Funding Needs

What Auto Repair & Dealerships Businesses Use Capital For

Diagnostic equipment and lifts
Parts inventory and supplier accounts
Shop expansion and additional service bays
Tow truck and fleet vehicle purchases
Marketing and customer acquisition

Recommended Products

Best Funding Options for Auto Repair & Dealerships

Matched to your industry's unique needs and cash flow patterns

Equipment Lending

Subject to lender approval
Subject to lender approval

Finance new or used equipment with flexible terms up to 84 months.

Up to 100% financing New & used equipment Terms up to 84 months
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Lines of Credit

Subject to lender approval
Subject to lender approval

Flexible revolving credit lines — draw what you need, when you need it, and only pay interest on what you use.

Draw on-demand Revolving credit Only pay interest on what you use
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Merchant Cash Advance

Subject to lender approval
Subject to lender approval

Fast working capital based on your future sales, with minimal paperwork, subject to funder approval.

Approval based on revenue, not credit No fixed monthly payments Fast decisions
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Term Loans

Subject to lender approval
Subject to lender approval

Fixed-rate business term loans with predictable payments and clear terms for established businesses.

Fixed monthly payments 1–5 year terms AI-matched lenders
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How It Works

Get Funded in Three Simple Steps

STEP 01

Apply Online

Complete our simple 2-minute application. No paperwork, no hidden fees.

STEP 02

Get Matched & Approved

Our team matches you with strong-fit products for your industry through a fast, AI-matched process, subject to lender approval.

STEP 03

Receive Your Funds

Funds are deposited directly into your business account, subject to lender approval.

Why Slate Financial

Built to Get You Funded

AI-Powered Underwriting

We match your profile to the right capital fast, with no guesswork.

Licensed in All 50 States

Nationwide coverage so we can fund businesses wherever you operate.

15+ Loan Products

From lines of credit to commercial real estate, matched to your needs.

Fast, Streamlined Process

Move quickly once you're approved, without drawn-out paperwork. Funding is subject to lender approval.

We Never Sell Your Data

Your information stays with us and is used only to fund your business.

50
States licensed
AI
Lender matching
15+
Products
6,000+
Capital sources

FAQ

Auto Repair & Dealerships Funding Questions

Get Funded for Your Auto Repair & Dealerships Business

Join thousands of auto repair & dealerships businesses that trust Slate Financial. Apply in 2 minutes. Fast, AI-matched process, subject to lender approval.

No Obligation
No Collateral Required
Fast Decisions
Start Your Application Find My Loan Match