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Residential Mortgage Application (Form 1003)
Standard Uniform Residential Loan Application (URLA) — licensed in all 50 states for purchase and refinance.
LOAN RANGE
$100K – $10M
TURNAROUND
21–45 days
Program Highlights
Licensed in all 50 states
Uniform Residential Loan Application
All loan types accepted
Fannie/Freddie compliant
Required Documents
Have these ready to speed up your approval:
📄Government-issued photo ID
📄Social Security card
📄Last 2 years W-2s or 1099s
📄Last 2 years federal tax returns (all pages)
📄Last 30 days pay stubs
📄Last 3 months bank statements (all accounts, all pages)
📄Last 3 months investment/retirement statements
📄Purchase contract (if purchase)
📄Landlord contact info (if renting)
📄12 months cancelled rent checks or bank statements showing rent
Typical Timeline
21–45 days
Timeline begins after all required documents are received and verified.