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Credit Repair

Professional credit repair services to remove negative items, improve scores, and build credit for future funding.

LOAN RANGE

Varies

TURNAROUND

Subject to lender approval

Best for borrowers who've been declined or quoted poor terms due to credit issues and want to become fund-ready before applying for major financing.

About Credit Repair

Credit repair is a service that helps you get fund-ready by improving the accuracy and strength of your credit profile. Many business owners are turned down for financing — or pay far more for it — because of errors, outdated items, or unverifiable accounts on their personal or business credit reports. A structured credit-improvement program reviews your reports, identifies items that can be challenged, and disputes inaccurate or unverifiable information with the bureaus on your behalf.

It's important to be clear about what credit repair can and cannot do: accurate, timely, and verifiable negative information cannot be removed, and no honest provider can guarantee a specific score increase. What a good program does is clean up what shouldn't be there, give you a clear plan to build positive history, and position you to qualify for better financing. Slate Financial connects clients with reputable credit-improvement partners and then re-engages on funding once your profile is stronger.

How It Works

  1. 1Pull your current credit reports so we can review every account, inquiry, and negative item together.
  2. 2Identify items that appear inaccurate, outdated, incomplete, or unverifiable — these are the items that can legitimately be challenged.
  3. 3Disputes are filed with the credit bureaus and, where appropriate, the creditors, requesting correction or verification.
  4. 4You follow a simple plan to build positive history — on-time payments, healthy utilization, and the right mix of accounts.
  5. 5As your profile strengthens, Slate re-engages on financing so you can qualify for more options at better terms.

Who Qualifies

  • Anyone whose credit report contains errors, outdated items, or unverifiable accounts
  • Business owners who've been declined or offered poor terms due to credit
  • Clients willing to follow a positive-credit-building plan over time
  • Borrowers who want to be fund-ready before applying for major financing

Typical Terms

FocusInaccurate / unverifiable items
TimelineTypically 3 – 6+ months
OutcomeA fund-ready credit profile
Next stepRe-engage on financing

Pros & Cons

Advantages

+Can remove inaccurate or unverifiable items that are wrongly dragging down your score
+Improves your odds of approval and your pricing on future financing
+Comes with a clear plan to build lasting positive credit
+Positions you to qualify for products you can't access today

Considerations

-Accurate, verifiable negative information cannot be removed
-No provider can honestly guarantee a specific score increase
-Results take time — meaningful improvement is typically measured in months
-It is a complement to, not a substitute for, responsible credit habits

Ready to Apply for Credit Repair?

Fill out the application below and a funding advisor will reach out within 1 business day.

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Program Highlights

Remove negative items from credit reports
Dispute inaccurate information
Improve credit score for future funding
Personalized credit strategy

Required Documents

Have these ready to speed up your approval:

📄Copy of credit report (all 3 bureaus)
📄Government-issued ID
📄Proof of address
📄Proof of Social Security number

Typical Timeline

Subject to lender approval

Timeline begins after all required documents are received and verified.

Need Help?

Talk to a funding advisor

📞 (843) 290-8928

Frequently Asked Questions